Bankruptcy Articles

Debt Settlement or Chapter 13

Advantages of Chapter 13

By Peter Francis Geraci on 7/9/2024

Debt settlement is a SCAM

Law enforcement warns about debt settlement scams

By Peter Francis Geraci on 6/7/2024

No Bankruptcy if you're a Commie!

China Communists don't allow bankruptcy

By Peter Francis Geraci on 4/19/2024

Can I file bankruptcy without my spouse or partner?

My spouse has separate bills from mine, I don't want my bankruptcy to affect their credit score

By Peter Francis Geraci on 1/17/2024

Debt Settlement has a lot of problems

thinking about "debt settlement" schemes?

By Peter Francis Geraci on 8/17/2023

Bankruptcy can help you plan for retirement

Instead of paying credit cards, you should be paying yourself

By Peter Francis Geraci on 11/23/2022

Some Reflections on the Law Of Bankruptcy

Letter from 1775 proves bankruptcy is as AMERICAN AS APPLE PIE!

By Peter Francis Geraci on 8/11/2022

Hiring Random General Practice Attorney for Bankruptcy Leads to Disaster

Geraci Law concentrates in Bankruptcy: why pay the SAME and not get the NAME

By Peter Francis Geraci on 3/5/2022

Phony Websites posing as Bankruptcy Attorneys selling your information

Beware of "no name" "lead generation websites when search for Bankruptcy Attorney

By Peter Francis Geraci on 1/19/2022

Debt Collectors can text you, email you, and contact you on social media

Bill Collectors can contact you on Facebook!

By Peter Francis Geraci on 12/6/2021

How to retire with a big pension

Get out of debt and fund an IRA

By Peter Francis Geraci on 11/12/2021

How to dispute a false item on your credit report

It's not mine, get it off my credit report! How long does bankruptcy stay on?

By Peter Francis Geraci on 10/15/2021

Student Loan Forgiveness for the Permanently Disabled

SSD Qualifies you for administrative student loan forgiveness

By Peter Francis Geraci on 9/27/2021

If I am married, can I file bankruptcy alone

Will my bankruptcy affect my spouse?

By Peter Francis Geraci on 9/17/2021

Should I file bankruptcy before I get divorced, during the divorce, or after the divorce?

When contemplating divorce, when should I file bankruptcy?

By Peter Francis Geraci on 9/17/2021

The Hidden Problems with Debt Settlement

Why Hitting the Fresh Start Button is Usually Better for Your Finances.

By Geraci Law Staff on 9/9/2021

No such thing as Judgment-Proof

Creditors can garnish Social Security Funds

By Peter Francis Geraci on 9/2/2021

Reaffirmations on Mortgages in Chapter 7

You don't need one, but if you can't get one, here's what to do!

By Peter Francis Geraci on 7/29/2021

Debtor's prison

They didn't have a bankruptcy law in Merry Old England

By Peter Francis Geraci on 6/29/2021

How stupid is "debt settlement" from most non-attorney companies? Really stupid.

Phony debt settlement schemes make you poorer than you were before

By Peter Francis Geraci on 6/7/2021

Protect Assets before Filing Bankruptcy

Rent Prepayment is allowable in some states to protect otherwise exposed cash from creditors

By Peter Francis Geraci on 2/6/2021

Can I discharge student loans in bankruptcy?

Student loans issued by governmental units are not dischargeable, but Chapter 13 may help pay them

By Peter Francis Geraci on 1/17/2021

Bankruptcy filing will not save a going business

Small business bankruptcy or self-employed bankruptcy is usually a bad idea

By Peter Francis Geraci on 1/16/2021

How to save inherited property from foreclosure

Can I use Chapter 13 to prevent foreclosure if I am an heir who is not on title to real estate?

By Peter Francis Geraci on 1/7/2021

How to find the Best Bankruptcy Attorney for a reasonable fee

Why pay the same and not get the NAME - GERACI LAW

By Staff on 12/29/2020

Geraci Law successfully protects its staff and clients from COVID 19

How a large bankruptcy law firm dealt with the pandemic

By Staff on 11/9/2020

Do you live in a Bankruptcy Assistance Desert?

Geraci Law provides Virtual Bankruptcy Relief to those far from major towns

By Peter Francis Geraci on 11/9/2020

Injury cases and Bankruptcy

Bankruptcy and injury cases are a specialized intersection of two areas of law.

By Peter Francis Geraci on 11/6/2020

Can I get rid of a vehicle by filing bankruptcy?

How to return a vehicle you don't want by filing bankruptcy

By Peter Francis Geraci on 10/23/2020

Will my employer fire me for filing bankruptcy

Geraci Law clients don't get fired for filing bankruptcy

By Peter Francis Geraci on 10/9/2020

Wells Fargo sends Geraci Law Clients Class Action Proceeds but conceals the source: a massive $386 Million Wells Fargo fraud lawsuit

Mysterious Wells Fargo Customer Remediation Center of Excellence Coughs up Millions on 10 year old Repo and Insurance Schemes

By Peter Francis Geraci on 10/9/2020

Does Chapter 7 or 13 Bankruptcy “ruin my credit?”

Bankruptcy Discharge can improve your credit score

By Peter Francis Geraci on 10/9/2020

Can bankruptcy discharge of debt help my credit

Too many bills isn't good credit, it's good debt!

By Staff on 10/9/2020

Can bankruptcy stop collection agencies from calling?

How to stop bill collectors from calling you!

By Peter Francis Geraci on 10/9/2020

Are unlisted creditors discharged in my bankruptcy case?

List all creditors or risk paying them after bankruptcy

By Peter Francis Geraci on 10/9/2020

Is Bankruptcy Bad?

Find out why bankruptcy is good and why Geraci Law clients call bankruptcy, "Thankruptcy."

By Peter Francis Geraci, J.D. on 10/5/2020

How does filing bankruptcy work?

Find out if you qualify to file bankruptcy

By Peter Francis Geraci, J.D. on 10/5/2020

Can I file bankruptcy without my spouse

How does my household income affect my bankruptcy filing?

By Peter Francis Geraci, J.D. on 10/5/2020

How does Bankruptcy affect a Divorce Property Settlment or Child Support

Before you get divorced, contact an experienced bankruptcy attorney

By Peter Francis Geraci, J.D. on 10/5/2020

Can I file bankruptcy if I have filed bankruptcy before?

How long do I have to wait to file another bankruptcy?

By Peter Francis Geraci on 10/5/2020

What causes people to need Bankruptcy Relief?

Do you need to file bankruptcy?

By Peter Francis Geraci on 10/5/2020

When should you file bankruptcy if you lose your job?

I just lost my job!

By Peter Francis Geraci on 10/5/2020

How to find a “cheap” bankruptcy lawyer! Choose Geraci Law: here’s why…

Smart shoppers look for “price”. But what you really pay is sometimes hard to tell.

By Peter Francis Geraci, J.D. on 9/22/2020

Bankruptcy relief for Middle Class Families is a Chapter 13 debt repayment plan

Or even a Geraci Law Chapter 7 for higher-income families

By Peter Francis Geraci, J.D. on 9/21/2020

Indiana gets lump sum Trump unemployment relief

$1500 coming to Indiana from Trump COVID relief program

By Peter Francis Geraci on 9/16/2020

Beware of Internet Debt Relief Scams

Websites that have trapped innocent consumers

By Staff on 9/15/2020

Who your lawyer is, DOES make a difference.

An attorney representing creditors scrutinizes your Chapter 7 or 13 petition, looking for assets they can take, or money they can get you to pay creditors.

By Peter Francis Geraci, J.D. on 8/26/2020

The COVID-19 Bailout is Coming. Will it be Enough to Keep Americans Solvent?

Experts think it could be the largest bailout in U.S. history. How much money would Americans receive, and will it be enough to help people affected by the coronavirus pandemic?

By Geraci Law Staff on 3/25/2020

Repossessions after Fulton v. City of Chicago

By on 3/2/2020

Notice and cure provisions in home mortgages:

What do you do before you sue?

By Peter Francis Geraci, J.D. on 1/20/2020